Powering Progress

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Attractive Investment Proposition

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Financial Highlights

Total Income

RM8.6 billion

2024: RM7.8 billion

Total Assets

RM350 billion

2024: RM329 billion

Net Profit

RM3.1 billion

2024: RM2.8 billion

Gross Loans

RM238 billion

2023: RM222 billion

Return on Equity

10.04%

2024: 9.5%

Deposits from Customers

RM250 billion

2024: RM245 billion

Cost-to-income Ratio

46.7%

2024: 47.5%

Shareholders’ Equity

RM32 billion

2024: RM31 billion

Gross Impaired Loans Ratio

1.47%

2024: 1.74%

Basic Earnings per Share

72.02 sen

2024: 65.69 sen

Casa Ratio

27.6%

2024: 27.9%

Total Capital Ratio

19.0%

2024: 19.4%

Business Highlights

Launched

RM1 billion

Sustainable Trade Finance Programme/-i (“STFP/-i”)

Online banking customers increased to

>2.9 million

(2023: >2.4 million)

Digital Channel Transactions:

92.2%

in operational GHG emissions compared to 2016 baseline

Delivered

65

features across six bi-monthly updates on RHB Online and Mobile Banking

Originated over

RM3.1 billion

in sustainable capital market deals under Group Investment Banking

Rolled out

97,509

ESG-related insurance policies

Launched

5

new Islamic Wealth-related products

Ranked

#1

in Trustee Services for Bond Issuance for two years in a row

Sustainability Highlights

Sustainable and Responsible Finance

RM41.2 billion

cumulatively mobilised in sustainable financial services

+24

Net Promoter Score (“NPS”), ranked 2nd in Malaysia

Committed to Achieving Net Zero by 2050

45.5% reduction

in operational GHG emissions compared to 2016 baseline

Over 6% reduction

in financed emissions1 compared to 2022 baseline

Embedding Good Practices

35.3%

women’s representation in top and senior management positions^

>13,700

employees participated in sustainability-related capability-building programmes

Enriching and Empowering Communities

787,500

students have benefitted from the MySISWA programme, on a cumulative basis

>1,000 SMEs

have cumulatively benefitted from the RHB #JomSapot BeliLokal 2.0 programme

Leadership Insights

01

Message From Our Chairman

“RHB’s strength lies in our ability to adapt and innovate, ensuring we stay future-ready while driving progress, trust, and lasting value for all.”

Tan Sri Ahmad Badri Mohd Zahir

ChairmanRHB Banking Group

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Tan Sri Ahmad Badri Mohd Zahir, Chairman

5-Year Group Financial Highlights

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Net ProfitRM3,120 million
2025
3,120
2024
2,806
2023
2,678
2022
2,618
2021
2,033
Net DividendsRM1,875 million
2025
1,875
2024
1,715
2023
1,694
2022
1,646
2021
708
Total AssetsRM349,915 million
2025
349,915
2024
328,692
2023
310,752
2022
289,467
2021
271,150
Gross Loans, Advances and FinancingRM237,758 million
2025
237,758
2024
222,416
2023
212,200
2022
198,512
2021
186,114
Deposits from CustomersRM249,565 million
2025
249,565
2024
245,083
2023
227,160
2022
218,733
2021
203,471
Shareholders’ EquityRM32,492 million
2025
32,492
2024
30,875
2023
28,732
2022
28,045
2021
27,024

Our Sustainability Strategy and Roadmap

Driving Sustainable Growth, Empowering Communities, and Creating Lasting Value.

Shaping How We Operate and Create Value

At RHB, Our Purpose Extends Beyond Financial Performance — We Are Committed to Being a Responsible Financial Services Provider With Long-term Impact.

Empowering Sustainable Growth and Value

Sustainability Purpose

Our Aspirations

To be a sustainably responsible financial services provider by promoting sustainable and inclusive growth, nurturing customers, employees and communities, while upholding good governance to create value

  • Support sustainable development by mobilising RM50 billion in sustainable financial services by 2026
  • Empower two million targeted individuals and businesses across ASEAN by 2026
  • Achieve Carbon Neutral Operations by 2030
  • Achieve Net Zero by 2050
  • Sustainable & Responsible Finance
  • Committed to Achieving Net Zero by 2050
  • Embedding Good Practices
  • Enriching & Empowering Communities

Focus Area

  • Sustainable Financial Services
  • Reduction of Financed Emissions2
  • Ethics & Conduct
  • Nurturing Future Generations

Enablers

  • Governance
  • Data & Technology
  • Human Capital & Training
  • Partnership & Advocacy
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At RHB, Our Purpose Extends Beyond Financial Performance — We Are Committed to Being a Responsible Financial Services Provider With Long-term Impact.

By integrating sustainability and climate-related considerations into our business activities, operations, and decision-making processes, we have not only driven positive environmental and social outcomes, but also strengthened our resilience, enhanced stakeholder confidence, and positioned the Group as a forward-thinking, responsible financial services provider.

The Group’s Sustainability Strategy and Roadmap focuses on delivering tangible outcomes through clear objectives and actions, with key performance indicators (“KPIs”) identified, monitored, and reported to track progress assess impact, and ensure accountability.

60th Annual General Meeting

Venue
Kuala Lumpur Convention Centre,Ballroom 1, Level 3, East Wing, Jalan Pinang,50088 Kuala Lumpur, Malaysia
Date
Time
10.00 a.m
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Download Full Report

In line with the RHB Banking Group's commitment to environment conservation, printed copies of the Integrated Report 2024, Financial Report 2024 and Sustainability Report 2024 will be made available only upon request via the "Boardroom Smart Investor Portal".

Printed copies of the RHB 2025 reports

Downloads

FileSizeLink
Our Strategic Achievements: PROGRESS27 (2025-2027)144.4kbDownload
Leadership Insights577.2kbDownload
Our Value Creation Model142.5kbDownload
5-Year Group Financial Highlights138.9kbDownload
Our Sustainability Strategy and Roadmap130.1kbDownload
Notification Letter of 60th AGM149.0kbDownload
Notice of 60th AGM147.8kbDownload
Administrative Details for 60th AGM149.7kbDownload
Form of Proxy147.0kbDownload
Corporate Governance Report 2025141.5kbDownload